Disclaimer

Insurance is the subject matter of solicitation. PolicyBench advisors are licensed insurance agents. Policies are issued by the insurer, and we receive commission from the insurer at rates set under IRDAI rules. You do not pay us any extra fee. Please read the policy wording and sales brochure carefully before buying.

PolicyBench is not an insurance company. Policies are issued by the insurer, and every claim is decided by the insurer under the policy terms and conditions. We help you prepare and follow up on claims, but we cannot guarantee that any claim will be accepted, or the amount that will be paid.

Plan features, premiums, network hospitals and claim statistics mentioned on this website are indicative and may change. Always check the latest sales brochure and policy wording from the insurer.

Tax benefits on insurance premiums and investments depend on the tax regime you choose and on the tax laws in force, which can change. Please consult your tax consultant.

Mutual fund distribution through an AMFI-registered mutual fund distributor. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. We receive commission from the fund houses whose schemes you invest in.

Past performance of any scheme does not guarantee future returns. Results from our SIP calculator are illustrations based on an assumed rate of return, not a promise of what you will earn.

PolicyBench distributes mutual funds and is not a SEBI-registered investment adviser. Schemes bought through us are regular plans, which carry a distributor commission and so have a higher expense ratio than direct plans of the same scheme.

Articles, guides, examples and calculators on this website are for general information. They are not personalised advice. Your needs depend on your age, health, family, income and goals, so please speak to us before you decide.

Names and logos of insurers and fund houses are trademarks of their owners. They are shown only to identify the plans we can explain and compare, and do not mean those companies endorse PolicyBench.

IRDAI is not involved in activities like selling insurance policies, announcing bonuses or investing premiums. If you receive such phone calls, please lodge a police complaint.

PolicyBench will only contact you from +91 77409 75294 or in reply to an enquiry you made. We will never ask you to pay a premium into a personal bank account.