Protection + wealth
Grow your wealth on a base that's protected.
Wealth built without insurance is a house of cards. We help Jaipur families set up health and life cover first, then invest steadily through SIPs in mutual funds.
- SIP set-up and review with an AMFI-registered distributor
- Goal-based planning: child's education, retirement, a home
- Insurance and investments looked at together, not in silos
- Plain explanations of risk, returns and costs
SIP calculator
See what a monthly SIP could grow to, and what waiting five years would cost you.
Assumed yearly return
You invest
₹18 L
Estimated value
₹50 L
Cost of waiting 5 years
₹27 L
Illustration only, assuming a constant yearly return. Mutual fund returns are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
A licensed family team in JaipurPolicyBench advisors are licensed, with 35+ years of combined experience. We earn your trust by getting your cover right, not by pushing a plan.
How we plan
Protection first, then growth
Emergency fund
Three to six months of expenses kept aside before investing for the long term.
Health cover
So a hospital bill never forces you to sell investments.
Term life cover
So your family's goals stay funded if something happens to you.
Goal-based SIPs
Each goal gets its own timeline and scheme mix.
Yearly review
Rebalance, step up your SIP and check your cover every year.
Clear costs
We explain expense ratios and exit loads before you invest.
Mutual fund distribution through an AMFI-registered mutual fund distributor. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. We receive commission from the fund houses whose schemes you invest in.
FAQs
Questions people ask
How are you paid for mutual funds?
We don't charge you an advisory fee. We're paid commission by the fund houses whose schemes you invest in, which is already part of the scheme's expense ratio. We explain this before you invest.
How much should I invest in a SIP?
Start with an amount you can keep up every month without strain, after your emergency fund and insurance are in place. Even ₹2,000 a month adds up over 15 to 20 years.
Why insurance before investing?
One hospital bill or loss of income can force you to break your investments at the worst time. Health and term cover protect the plan you're building.
Are SIP returns guaranteed?
No. Mutual fund returns depend on the market. The calculator shows an illustration at an assumed return, not a promise.
Want to start a SIP the right way?
Talk to our mutual fund desk on WhatsApp or call.