Disclosures

PolicyBench is a Jaipur family practice of licensed insurance agents and an AMFI-registered mutual fund distributor, with 35+ years of combined experience.

Our insurance advisors are agents of the insurers that have appointed them. For plans from insurers we are not appointed by, we explain your options honestly and you buy directly from that insurer.

Insurance is the subject matter of solicitation. PolicyBench advisors are licensed insurance agents. Policies are issued by the insurer, and we receive commission from the insurer at rates set under IRDAI rules. You do not pay us any extra fee. Please read the policy wording and sales brochure carefully before buying.

Mutual fund distribution through an AMFI-registered mutual fund distributor. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. We receive commission from the fund houses whose schemes you invest in.

PolicyBench distributes mutual funds and is not a SEBI-registered investment adviser. Schemes bought through us are regular plans, which carry a distributor commission and so have a higher expense ratio than direct plans of the same scheme. We will tell you the commission we receive whenever you ask.

• Consultations, policy reviews and claim guidance are free.
• When you buy a policy through us, the insurer pays us a commission set under IRDAI rules. It is already included in the premium; buying through us does not cost you more.
• When you invest in a mutual fund through us, the fund house pays us a commission.
• We do not charge you any extra fee.

Because we are paid by commission, we have a responsibility to recommend what suits you, not what pays us more. If your current policy is right for you, we will tell you to keep it.